Terms & conditions:

Welcome to our website. By accessing or using our website, you agree to be bound by these terms and conditions. If you disagree with any part of these terms and conditions, please do not use our website.

1. Introduction
These terms and conditions govern your use of our website; by using our website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website.

2. Intellectual Property Rights
Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

3. License to Use Website
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

4. Restrictions
You must not:
– Republish material from this website (including republication on another website);
– Sell, rent or sub-license material from the website;
– Show any material from the website in public;
– Reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose;
– Edit or otherwise modify any material on the website.

5. Acceptable Use
You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

6. Limitations of Liability
We will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
– To the extent that the website is provided free-of-charge, for any direct loss;
– For any indirect, special or consequential loss; or
– For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

7. Indemnity
You agree to indemnify us and keep us indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute on the advice of our legal advisers) incurred or suffered by us arising out of any breach by you of any provision of these terms and conditions.

8. Variation
We may revise these terms and conditions from time-to-time. The revised terms and conditions shall apply to the use of our website from the date of publication of the revised terms and conditions on our website.

9. Entire Agreement
These terms and conditions, together with our privacy policy, constitute the entire agreement between you and us in relation to your use of our website, and supersede all previous agreements in respect of your use of this website.

10. Governing Law and Jurisdiction
These terms and conditions will be governed by and construed in accordance with the laws of Germany, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Germany.

11. User Conduct: You agree to use our website in a responsible and ethical manner. You must not use our website for any unlawful or fraudulent activity, or to transmit any material that is defamatory, offensive, or otherwise objectionable.

12. Privacy Policy: We take your privacy seriously and are committed to protecting your personal information. Please refer to our privacy policy for more information on how we collect, use, and protect your personal information.

13. Disclaimers: We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

14. Termination: We reserve the right to terminate your access to our website at any time, without notice, for any reason whatsoever.

15. Governing Law and Jurisdiction: These terms and conditions will be governed by and construed in accordance with the laws of Germany, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Germany.

16. Not an Offer of Investment: Our website is for informational purposes only and does not constitute an offer of investment or financial advice. You should not rely on any information on our website to make investment decisions. We are not responsible for any losses or damages that may arise from your use of our website.